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Interest Rates at Historic Lows, Wealth Transfer Opportunities at Historic Highs
The Applicable Federal Rate (AFR) and § 7520 Rate have fallen to historic lows due to the Federal Reserve reducing short-term rates in response to the economic contraction caused by the COVID-19 pandemic and Treasury Bond yields following. Although COVID-19 has caused a great deal of upheaval and uncertainty, low AFRs can increase the effectiveness of various estates freeze techniques,
Integrating Life Insurance into Wealth Transfer Plans
Asset Class-Equivalent ROI on the Death Benefit The Traditional View is Incomplete Only considering expected return on the death benefit is incomplete Must also compare expected risk for a complete asset class analysis Modern Portfolio Theory Portfolio of individual assets with varying risk-return profiles can be constructed to optimize overall portfolio risk and return An efficient frontier of optimal
Tax Planning With the Recent SECURE Act Changes
Tax Planning With the Recent SECURE Act Changes In December 2019 the US Congress finally passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act. You may not have heard much about this but there are several important parts to it that can affect your taxes and your retirement going forward therefore I wanted to go through it. The
What is Asset Protection?
After working so hard to attain a certain level of wealth, the worst thing that could happen is to lose a substantial portion of your assets. However, this is possible without asset protection. The phrase may sound vague, but asset protection involves a wide variety of techniques to place your assets out of the reach of creditors and other entities
Wealth Planning Basics
You’ve worked hard to make your money. Now you want to make sure you can maintain a high standard of living and guarantee the same for your children. It can be stressful to figure out the best way to achieve these goals, but it doesn’t need to be. A good wealth manager can handle all the complexities and ensure that
Estate Planning Checklist
Few people want to consider the end of their lives. Unfortunately, being unprepared for the end of your life can result in real problems for your loved ones: assets being distributed differently than you would’ve wanted, costly days in probate court, or unexpected expenses for your family. A comprehensive estate plan can help prevent this big mess. In general, it’s
Mitigating Risk in a Risky World
In finance, risk is classified as the expected return on an investment compared to the actual return. Risk management, therefore, is about reducing the financial risk and negative impact of unforeseen events. Managing risk is not only about protecting your future, but protecting what you currently have. Right now, your family or business is probably operating on plan A: paying
TGen And Mitch Hundman: An Organic Partnership
Hundman Wealth’s own Mitchell Hundman recently became an ambassador for the Translational Genomics Research Institute, known as TGen. TGen is a non-profit organization committed to developing earlier diagnostics and smarter treatments through personalized care. As Hundman Wealth believes there is no one-size-fits-all approach to wealth management, TGen believes there is no standardized approach to medicine. It’s a partnership that’s in
Four Key Aspects of Financial Planning
The image that pops into most people’s minds when asked to picture wealth management is structured suits, corporate offices, and contracts. What most don’t take into account is that wealth management is, loosely translated, all about people. Wealth management involves providing financial and investment advice, accounting and tax services, and legal or estate planning for a set rate. From there,
At Hundman Wealth Planning, we start with one simple question: what is important to you? Our mission is to understand your needs, wants, and long-term goals to develop a strategy that appropriately suits you. With professional guidance through retirement planning, tax planning, estate planning, we will utilize all of our resources to help you pursue your goals and plan for your future.
James Hundman is also an Accountant and provides tax services which are separate from the Securities or Advisory services offered through Hundman Wealth Planning, LLC. Hundman Wealth Planning, LLC does not offer legal advice.
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Securities offered through Lion Street Financial, LLC (LSF), member FINRA & SIPC. Investment advisory products and services offered through Lion Street Advisors, LLC (LSA), an investment advisor registered with the SEC. Hundman Wealth Planning LLC, and the above firms are not affiliated. LSF and LSA do not provide tax or legal advice. Lion Street Financial, Lion Street Advisors.
